Integrated payment system with Bank of America

Enabling safe, integrated instant credit and payment systems, compliant to banking standards and legislation.


Enable customers to initiate and complete credit applications with a partnering bank at the time of checkout, providing immediate payment. A simple example of a combined integration and user experience solution from Lola Tech.


In providing this capability we overcame the limitations of a legacy stateless middleware layer to provide seamless session persistence for the customer. Our integration with BoA was able to work around the restrictions of both systems and, upon successful approval, fast-forward the user's checkout process for a seamless experience.


Our solution successfully enabled integrated payment systems, providing customers the ability to be approved for instant credit and use this to pay for their purchase, all within a matter of seconds. Lola ensured a seamless user experience and a safe transaction compliant with the required NYDFS and PCI DSS 3.2 standards.